Main recognizes the majority of portfolio performance is the result of asset allocation and concentrates its resources and management experience in “getting the asset allocation right”. The portfolios are constructed using passive indexes through Exchange Traded Funds (ETFs) to create comprehensive, diversified portfolios of equities and fixed income focusing on consistency of returns. The portfolio manager balances a core strategic asset allocation with tactical trading strategies in hopes of benefiting from the intermediate volatility of the market. In addition to Main’s Active core allocations, a certain portion of the portfolio is dedicated to Dynamic Risk Control (DRC) as a risk mitigation tool. DRC is provided by sub-manager Keller Partners, LLC, a specialist in risk management.

Growth
The Growth Portfolio has a 100% allocation to equities of which 20% is allocated to the DRC risk mitigation strategy. It is designed to achieve long-term equity-like returns while avoiding the full impact of major market corrections.

Intermediate Growth
The Intermediate Growth Portfolio has a 75% equity and 25% fixed income allocation with 20% of the equity portion allocated to the DRC risk mitigation strategy. It is designed to achieve long-term equity-like returns while avoiding the full impact of major market corrections while experiencing less volatility than an all equity portfolio.

Moderate Growth
The Moderate Growth Portfolio has a 50% equity and 50% fixed income allocation with 20% of the equity portion allocated to the DRC risk mitigation strategy. It is designed to participate in a rising equity environment while avoiding the full impact of major market corrections while experiencing substantially less volatility than an all equity portfolio.

Conservative Growth The Conservative Growth Portfolio has a 25% equity and 75% fixed income allocation with 20% of the equity portion allocated to the DRC risk mitigation strategy. It is designed to participate in a rising equity environment while avoiding the full impact of major market corrections and experiencing approximately one quarter of the volatility of an all equity portfolio.